Prime Minister Shri Narendra Modi has already launched many schemes for the economic security of the poor. In the same sequence, Prime Minister Shri Narendra Modi has launched Pradhan Mantri Suraksha Bima Yojana to protect poor families from the loss due to accidents. Along with this, if any citizen dies due to any reason, then ₹ 200000 will be provided to him for Pradhan Mantri Jeevan Jyoti Bima Yojana. Accident insurance cover of 200000 will be provided under this scheme. Along with this, life insurance cover of 200000 will be given. All eligible citizens can apply for this scheme in their bank. Many documents are not required for the scheme. Just inform your concerned bank within 30 days of accident or death, and ₹ 200000 will be transferred to your account after accident or death. It is such a simple scheme, yet we are not familiar with this scheme, due to which we are not able to take advantage of it. We spend a lot of money in getting treatment after an accident, but how easily we can get our treatment done if we are already familiar with this type of scheme.
In Pradhan Mantri Suraksha Bima Yojana, only ₹ 20 is charged in 1 year and you are given this facility. Think how cheap insurance is. In this, you do not have to pay any premium, only ₹ 20 will be deducted from your bank account every year and you will get ₹ 200000 if you ever get into an accident.
₹ 20 then bank s.m.s. It deducts from the charge itself, if we give it to you s.m.s. Even if we look at the form of charge, how easily we can take advantage of this scheme.
Apart from this, a premium of ₹ 400 has to be paid every year if we take Pradhan Mantri Jeevan Jyoti Bima Yojana. It is also not very expensive. If you die due to any reason then your ₹ 200000 will be sent to your bank account.
Let's talk about this Scheme in detail
Scheme Name: Prime Minister's Suraksha Bima Yojana
Annual Premium – ₹20
Insurance cover amount in case of accident - ₹ 200000
Eligibility Details - All Indian citizens of 18 years to 70 years are eligible for this scheme.
Renewal of scheme - to be done annually
This premium is automatically deducted from your bank or post office account, which you never need to deposit. If you have ₹ 20 in your bank now, then you can take advantage of this scheme for 1 year.
Pradhan Mantri Jeevan Jyoti Bima Yojana
Annual premium amount - ₹ 436
The amount to be given under this scheme on death is ₹ 200000
Eligibility Details – All Female Male, 18 to 50 years of age, candidates of all castes can apply.
It is renewed annually. Nowhere to go for renewal. Immediately you will be donated the benefit of this scheme.
How to apply
You can apply for Pradhan Mantri Jeevan Jyoti Bima Yojana and Pradhan Mantri Suraksha Bima Yojana by visiting the nearest bank account branch. If you have a post office, you can take advantage of this scheme by applying there too.
Under this scheme, the premium amount is automatically deducted from the bank or post office from the bank.
how to claim premium.
As soon as the person concerned in your family dies and has an accident, you have to immediately inform your bank and post office, and after that this amount will be sent to your account.
Other important information related to this scheme can be obtained from the toll free number 1800 180 1111 of the Ministry of Finance.
The toll free number is free, there is no charge for calling on it.
You can get other important information related to this scheme from the link given below
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